Advice and Opinion

Blacklisted Due To A Judgment? Apply For Rescission!

Thought of the Week from STBB:

Consumers applying for credit are sometimes denied their application due to judgments appearing against their name, often without their knowledge.

Relief can be found in applying for rescission of the judgment, which a court can grant if the consumer can show that, amongst other things, he has paid the debt and that “good cause” or “sufficient cause” exists for the judgment to be rescinded. Alternatively, if the judgment was erroneously noted against a consumer’s name or if it was granted in the consumer’s absence and the consumer has a defence to the claim, it may be possible to rescind that judgment and defend the matter.

Remember, you are entitled to at least one free credit report a year. A good credit report is a valuable asset. (To access your credit report, visit

For assistance or more advice, contact one of STBB’s professionals at

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